With so many insurance companies offering wedding insurance, trust me, you can afford to be picky. Like everything else related to your wedding, you want to make a smart choice when it comes to the insurance policy. So what should you look for in a policy that will insure your dream day?
1. No Deductible
First of all, check to see if there is a deductible for the coverage of the policy. The losses should also be paid up to the coverage limit.
This is definitely an important factor, considering all the mounting expenses for the wedding. There are policies around $110 to $160, and that already include all the important aspects of the wedding that you would want to have insured.
3. Application Process
The last thing you want is a rigorous application process for the wedding insurance. When you’re pressed for time, you can’t afford to dedicate an entire day for getting insurance, when there are other companies that will only take you minutes to apply. In fact, some companies are even willing to receive applications via email.
4. Fast and Easy Claim Services
Easily one of the most important factors you should consider is the claim service. Check the availability of the insurance company. Why go for a company with poor customer service and that is almost always unreachable when there are companies that are available around the clock, including weekends?
5. No Hidden Charges
Is there a surcharge for destination weddings? Will there be an additional premium for additional insured? Are you sure there are no hidden charges? When choosing wedding insurance, check if there are any hidden charges.
6. Customer Service Quality
You would find out from the initial point of contact if the customer support is reliable. The company should have a dedicated support line that can address your concerns. You don’t want to have to go looking for answers yourself, with no customer service to assist you.
What other qualities do you want in your wedding insurance? Let us know in the comments below.
For more information about wedding insurance, check out these other articles here at Wedding Brook:
- Should You Get Wedding Insurance Before You Say, “I Do”?
- Wedding Insurance Coverage: What Does It Cover
- Wedding Insurance Coverage: What’s NOT Covered
- Don’t Forget These 4 Things When Buying Wedding Insurance
- How Much Does Wedding Insurance Cost?
- When Should You Buy Wedding Insurance?
- 6 Things You Must Consider When Choosing Wedding Insurance
- Websites that Offer Wedding Insurance
- Don’t Miss These 4 Important Details About Wedding Insurance